Driving without insurance

The Motor Insurers’ Bureau (MIB) has identified Birmingham as the top hotspot for people driving without insurance.

The MIB estimate that there are 1.2 million people driving without insurance in the UK. The West Midlands makes up 60% of the top offending postcodes, followed by West Yorkshire at 25%.

Bradford, Manchester and London postcodes also featured in the top hotspots for people driving without insurance.

According to their research, the MIB say that reasons drivers cite for being uninsured include lack of understanding of the law and penalties associated with not having motor insurance, the cost of motor insurance and thinking they could get away with it.

Birmingham Road Safety Partnership says that on average they seize 27 motor vehicles a day, the equivalent or 1 an hour. This represents a 5% increase on the same period in 2011 and 10% on 2010.

Police were given the power to seize uninsured vehicles in 2005. Operations now include automatic number plate recognition technology which compares the registrations against data provided by the Motor Insurance Database.

Swain & Co.’s personal injury solicitors say that every year people driving without insurance kill 160 people and injure another 23,000. These claims will add to the motor insurance policies of others.

Being injured in a road traffic accident can be devastating and when a driver is uninsured, claiming against them can take longer.

If you are injured by someone driving without insurance, or in an accident that was not your fault, speak to Swain & Co.’s personal injury lawyers for a free initial consultation and discuss funding options, such as no win no fee.

Call us for free on 0800 0351 999

                                                                                                                                                               

Swain & Co. Solicitors also have a specialist Criminal Defence team that represent clients that have been charged with driving without insurance. It is a serious offence that could result in an immediate disqualification from driving.

Don’t face motoring offence charges alone; seek early legal advice from Swain & Co.’s criminal defence lawyers.

Remember, representation at the police station is free, regardless of financial circumstance.

Call our 24hr emergency number on 07977 519306